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The Massachusetts Bankers Association (MBA) Group Insurance Trust delivers the savings, flexibility, and plan design typically available only through large group medical coverage. Our plans are purpose-built for Massachusetts-based employers, serving organizations with as few as five employees to those with more than 1,000.
Collectively, the Trust provides coverage to more than 28,000 individuals, including employees, spouses, partners, and dependents. By leveraging the scale of our membership, we help employers access competitive pricing while maintaining strong plan value.
Through a long-standing partnership with Blue Cross Blue Shield of Massachusetts and a focus on prevention-driven wellness solutions, the Group Insurance Trust supports effective risk management and premium stability. For more than a decade, Mass Bankers and Blue Cross have achieved below-market medical trend and single-digit rate increases, and we remain committed to continuing that approach.
Our plans offer best-in-class benefits supported by a broad network of highly qualified physicians and healthcare professionals. Members also gain access to additional enhancements through our Banking on Wellness initiative, including weight-loss and fitness reimbursements, along with incentives for alternative health offerings such as massage therapy, mindfulness programs, and approved essential oils.
Eligible members also receive access to expanded chronic condition and pain management programs at no additional cost. Use the navigation links above to explore plan details and available resources.
A comprehensive digital health program designed to help individuals manage chronic conditions and improve overall well-being, with support for:
A personalized musculoskeletal care program that combines wearable sensor technology with a dedicated clinical care team. Participants receive guided exercise therapy at their own pace, supported by a personal physical therapist and a board-certified or accredited health coach to help reduce pain and improve mobility.
Dental plan SOBs (Summaries of Benefits) and subscriber certificates provide vital information about your dental coverage. SOBs present a clear, easy-to-read overview of key features, including covered services and associated costs, while subscriber certificates detail the complete terms and conditions of your plan. Together, these documents empower you to understand and maximize your dental benefits.
Access a variety of resources to help your employees better understand and maximize their dental benefits. From detailed plan highlights and cost-saving programs to materials tailored for families and those with specific health needs.