Massachusetts Bankers Association > Membership > Group Insurance > Employee Benefits

VISION COVERAGE

VSP Vision Care

Proper vision care is an important aspect of maintaining good health and is necessary to sustain occupational skills. Periodic eye examinations not only determine the need for corrective eyewear, but may also detect the presence of general health concerns in their earliest stages.

A vision care plan benefits employees in three ways: it provides large discounts through network providers, allows employers and employees to pay for vision care on a pre-tax basis, and encourages employees to stay proactive about their eyesight.

VSP was selected by the Group Insurance Trust because of its strong national reputation for quality and its statewide provider network here in Massachusetts.

What types of coverage are offered?

VSP is a pre-paid vision care preferred provider organization. It covers a comprehensive annual eye examination, including prescription of corrective lenses where indicated. It also covers lenses and frames or contact lenses. Discounts are available for a second pair of glasses and on laser vision care.

Who is eligible?

All active full-time and part-time employees. Dependent children are covered to age 26, end of birth month.

Benefit highlights

Plan 1 — Base plan

(Click below for brochure)

View Plan 1 brochure

Vision examination: once every plan year, no copay applies.
Lenses (single vision, lined bifocal, lined trifocal): once every plan year, no copay applies.
Premium progressive lenses covered in full after a $25 copayment.
Frame: $185 allowance toward a wide selection of frames, no copay applies, once every other plan year.
Contact lenses (elective) in lieu of glasses: $175 allowance, no copay applies.
Contact lens exam (fitting and evaluation): covered after a $60 copay, once every plan year.

Out-of-network services and eyewear: Get the most out of your benefits and greater savings with a VSP network doctor. Call Member Services at 800-877-7195 for out-of-network plan details.

Plan 2 — Enhanced plan with Easy Options

(Click below for brochure)

View Plan 2 brochure

Vision examination: once every plan year, no copay applies.
Lenses (single vision, lined bifocal, lined trifocal): once every plan year, no copay applies.
Premium progressive lenses covered in full after a $25 copayment.
Frame: $185 allowance toward a wide selection of frames, no copay applies, once every other plan year.
Contact lenses (elective) in lieu of glasses: $175 allowance, no copay applies.
Contact lens exam (fitting and evaluation): covered after a $60 copay, once every plan year.

Available Easy Option choices

Each eligible member and covered dependent can choose one Easy Option at the time of service, once every plan year:

An additional $65 frame allowance ($250 total allowance), or
An additional $25 contact lens allowance ($200 total allowance), or
Fully covered anti-reflective coating, or
Fully covered photochromic adaptive lenses

Out-of-network services and eyewear: Get the most out of your benefits and greater savings with a VSP network doctor. Call Member Services at 800-877-7195 for out-of-network plan details.

PLAN DOCUMENTS

Posted: Dec 2, 2024

Categories: Vision

Comments: 0

Author: Chad Pook

Vision plan benefit highlights and subscriber certificates provide essential information about your coverage. Benefit summaries offer a clear, easy-to-read overview of key features, including covered services and associated costs, while subscriber certificates outline the complete terms and conditions of your plan..

EMPLOYEE COMMUNICATIONS

Posted: Dec 1, 2024