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Mass Bankers Group Insurance Trust

Mass Bankers Microsite  |  Bank Brochure Updated

The Massachusetts Bankers Association (MBA) Group Insurance Trust delivers the savings, flexibility, and plan design typically available only through large group medical coverage. Our plans are purpose-built for Massachusetts-based employers, serving organizations with as few as five employees to those with more than 1,000.

Collectively, the Trust provides coverage to more than 28,000 individuals, including employees, spouses, partners, and dependents. By leveraging the scale of our membership, we help employers access competitive pricing while maintaining strong plan value.

Through a long-standing partnership with Blue Cross Blue Shield of Massachusetts and a focus on prevention-driven wellness solutions, the Group Insurance Trust supports effective risk management and premium stability. For more than a decade, Mass Bankers and Blue Cross have achieved below-market medical trend and single-digit rate increases, and we remain committed to continuing that approach.

Our plans offer best-in-class benefits supported by a broad network of highly qualified physicians and healthcare professionals. Members also gain access to additional enhancements through our Banking on Wellness initiative, including weight-loss and fitness reimbursements, along with incentives for alternative health offerings such as massage therapy, mindfulness programs, and approved essential oils.

Eligible members also receive access to expanded chronic condition and pain management programs at no additional cost. Use the navigation links above to explore plan details and available resources.

Teladoc Health

A comprehensive digital health program designed to help individuals manage chronic conditions and improve overall well-being, with support for:

  • Diabetes management
  • High blood pressure
  • Weight management
  • Healthy living and diabetes prevention

Hinge Health

A personalized musculoskeletal care program that combines wearable sensor technology with a dedicated clinical care team. Participants receive guided exercise therapy at their own pace, supported by a personal physical therapist and a board-certified or accredited health coach to help reduce pain and improve mobility.

Employee Communications

Posted: Nov 24, 2024
Categories: Dental
Comments: 0
Author: Chad Pook
Dental Blue Freedom Fact Sheet Enjoy flexibility and savings with Dental Blue Freedom. Choose from the largest network of in-network dentists, with no balance billing and no-cost preventive care. While in-network services offer the best rates, you also have the option to visit out-of-network dentists for added flexibility.
Annual Maximum Rollover Fact Sheet With Dental Blue, you can roll over a portion of your unused dental benefits each year to increase your future maximum benefit amount. This automatic feature helps cover higher out-of-pocket costs for complex procedures, as long as certain criteria are met, such as staying under a claims threshold and remaining in the plan.
Enhanced Dental Benefits Dental Blue includes Enhanced Dental Benefits for members with qualifying medical conditions, offering full coverage for additional preventive and periodontal services. Conditions such as diabetes, coronary artery disease, pregnancy, and more are covered, with no additional cost or impact on deductibles or annual maximums when using in-network providers. Some benefits require self-enrollment through a simple form.
Little Smiles Children Under 13 Fact Sheet Dental Blue now offers 100% coverage for kids under 13, including preventive, diagnostic, basic restorative, and major restorative services. There are no deductibles or out-of-pocket costs for covered services, helping young smiles get the best start in oral health. Annual maximums, exclusions, and out-of-network balance billing may apply.

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