How Does Your Bank Compare?
2025 Medical Contribution Trends Now Available
| We're pleased to share the results of our 2025 Medical Insurance Contribution Benchmarking Survey, now available for review. |
| This year's report provides valuable insights into how member banks structure their medical plan contributions, including evolving strategies such as fixed dollar contributions, wellness-based incentives, and tiered cost sharing. It also highlights trends in high-deductible plan adoption, premium-sharing models, and regional benchmarks across Massachusetts. |
| Key Highlights: |
- Growing use of fixed dollar contributions to stabilize employer cost exposure.
- Continued shift toward tiered employer funding based on plan selection or wellness participation.
- Reduced employee contributions for single coverage becoming more common in high-deductible plans.
- Expanded plan offerings including new high-deductible options.
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If you have any questions or would like a one-on-one discussion to review your bank's contribution strategy, please don't hesitate to reach out to Chad Pook, VP, Administration, Group Insurance Trust, or Tanya Duncan, EVP, Revenue and Strategy.
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