VISION INSURANCE

Proper vision care is an important aspect of maintaining good health and is necessary to sustain occupational skills. Periodic eye examinations not only determine the need for corrective eye wear, but also may detect the presence of general health problems in their earliest stages.

A vision care plan benefits employees three ways. First it grants large discounts through network providers. Second, it allows employers and employees to pay for vision care on a pre-tax basis. Lastly, it encourages employees to pay attention to their eyesight.

VSP was selected by the Group Insurance Trust because of its strong national reputation for quality and its statewide provider network here in Massachusetts.

What Types of Coverage Are Offered?
VSP is a pre-paid vision care preferred provider organization. It covers a comprehensive annual eye examination, including prescription of corrective lenses where indicated. It also covers lenses and frames or contact lenses. Discounts are also available for a second pair of glasses and on laser vision care.

Who Is Eligible?
All active full-time and part-time employees. Dependent children are covered to age 26, end of birth month.

Benefit Highlights:
Your Coverage with a VSP Provider:

Plan 1 - Base plan:
(Click above for brochure)

• Vision Examination: Once Every Plan Year, no copay applies.
• Lenses: (single vision, lined bifocal, lined trifocal): Once Every Plan Year, no copay applies.
• Premium Progressive Lenses will be covered in full after a $25 co-payment.
• Frame: $185 allowance towards a wide selection of frames, no copay applies, Once Every Other Plan Year.
• Contact Lenses (elective) in lieu of glasses: An allowance of $175 for contacts, no copay applies.
• Contact lens exam (fitting and evaluation) covered after a $60 copay, Once Every Plan Year.

Out-of-network Services and Eye Wear: Get the most out of your benefits and greater savings with a VSP network doctor. Call Member Services at 800-877-7195 for out-of-network plan details.

Plan 2 - Enhanced Plan w/Easy Options:
(Click above for brochure)

• Vision Examination: Once Every Plan Year, no copay applies.
• Lenses: (single vision, lined bifocal, lined trifocal): Once Every Plan Year, no copay applies.
• Premium Progressive Lenses will be covered in full after a $25 co-payment.
• Frame: $185 allowance towards a wide selection of frames, no copay applies, Once Every Other Plan Year.
• Contact Lenses (elective) in lieu of glasses: An allowance of $175 for contacts, no copay applies.
• Contact lens exam (fitting and evaluation) covered after a $60 copay, Once Every Plan Year.

AVAILABLE EASY OPTION CHOICES:
Each eligible member and covered dependent can choose one of the following Easy Options at the time of service, Once Every Plan year:

• An additional $65 frame allowance ($250 total allowance) or
• An additional $25 contact lens allowance ($200 total allowance) or
• Fully covered anti-reflective coating or
• Fully covered photochromic adaptive lenses

Out-of-network Services and Eye Wear: Get the most out of your benefits and greater savings with a VSP network doctor. Call Member Services at 800-877-7195 for out-of-network plan details.