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Our annual look at how member banks design medical plans and share premium cost with their employees is here, with the peer comparisons and strategy guidance you need before setting your own contribution levels.
Every year member banks ask the same question: are we in line with our peers? This year’s report answers it with complete responses from banks across every asset size and region of the Commonwealth, so the benchmarks reflect the association as a whole, not any single segment.
Read the FY2026 Report
Rather than summarize the findings here, we’d encourage you to read them in context. The full report moves through four parts.
Who responded, the five ways banks split premium, and this year’s market signals.
Employee share by plan and coverage tier, with the reported range across banks.
Five approaches to sharing cost, each with a worked example across tiers.
A one-page benefit summary for every plan in the report.
Questions on how your own plan compares? Reach out to Tanya Duncan or Chad Pook.
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