Business Travel Accident Insurance

BUSINESS TRAVEL ACCIDENT INSURANCE

PROTECT BUSINESS TRAVELERS

Safeguard your employees during foreign or domestic business travel. With our Business Travel Accident, (BTA) insurance from AIG you can help fulfill a critical responsibility as an employer: your obligation to protect your employees’ safety when traveling somewhere on company business, whether it’s a local trip, interstate, or out of the country.

What Types of Coverage Are Offered?  
Massachusetts Bankers Association offers the following coverage provisions:

When You Are Covered

• Business Only, while traveling on the business of the policy holder (Class IA and IB)
• Occupational Violent Crime while on the business of and while on premises of the Policyholder (Class IA and IB)
• Family Accompanying the Insured, extends coverage to a dependent while accompanying the insured during an authorized trip authorized by the Policyholder (Class IC)

Eligible Persons and Principal Sum

The Principal Sum amount payable for a loss will be reduced if an Insured Person is age (70) or older on the date of the accident causing the loss with respect to any Benefit provided by the Policy where the amount payable for the loss is determined as a percentage of his/her Principal Sum. The amount payable for the Insured Person’s loss under that Benefit is a percentage of the amount that would otherwise be payable. Please refer to the Policy for specific details.

The annual enrollment period for this employer-provided coverage begins each October. Securing your benefit is hassle-free – simply contact Chad Pook to confirm the number of full-time employees to be covered. With a nominal cost of only $2.64 per full-time employee per year, our coverage ensures comprehensive protection for you and your team.

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