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Privacy

Privacy Policy (2024)

The MASSACHUSETTS BANKERS ASSOCIATION is committed to protecting your privacy and developing technology that gives you a safe online experience. This Statement of Privacy applies to the MASSACHUSETTS BANKERS ASSOCIATION website and governs data collection and usage. By using the MASSACHUSETTS BANKERS ASSOCIATION website, you consent to the data practices described in this statement.

Collection of your Personal Information

The MASSACHUSETTS BANKERS ASSOCIATION collects personally identifiable information, such as your email address, name, home or work address or telephone number. The MASSACHUSETTS BANKERS ASSOCIATION also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by the MASSACHUSETTS BANKERS ASSOCIATION. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by the MASSACHUSETTS BANKERS ASSOCIATION for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the MASSACHUSETTS BANKERS ASSOCIATION site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through the MASSACHUSETTS BANKERS ASSOCIATION public message boards, this information may be collected and used by others. Note: the MASSACHUSETTS BANKERS ASSOCIATION does not read any of your private online communications.

The MASSACHUSETTS BANKERS ASSOCIATION encourages you to review the privacy statements of websites you choose to link to from the MASSACHUSETTS BANKERS ASSOCIATION so that you can understand how those websites collect, use and share your information. The MASSACHUSETTS BANKERS ASSOCIATION is not responsible for the privacy statements or other content on websites outside of the MASSACHUSETTS BANKERS ASSOCIATION and The MASSACHUSETTS BANKERS ASSOCIATION family of websites.

Use of your Personal Information

The MASSACHUSETTS BANKERS ASSOCIATION collects and uses your personal information to operate the MASSACHUSETTS BANKERS ASSOCIATION website and deliver the services you have requested. The MASSACHUSETTS BANKERS ASSOCIATION also uses your personally identifiable information to inform you of other products or services available from the MASSACHUSETTS BANKERS ASSOCIATION and its affiliates. The MASSACHUSETTS BANKERS ASSOCIATION may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

The MASSACHUSETTS BANKERS ASSOCIATION does not sell, rent or lease its customer lists to third parties. The MASSACHUSETTS BANKERS ASSOCIATION may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, the MASSACHUSETTS BANKERS ASSOCIATION may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to the MASSACHUSETTS BANKERS ASSOCIATION, and they are required to maintain the confidentiality of your information.

The MASSACHUSETTS BANKERS ASSOCIATION does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

The MASSACHUSETTS BANKERS ASSOCIATION keeps track of the websites and pages our customers visit within the MASSACHUSETTS BANKERS ASSOCIATION, in order to determine what the MASSACHUSETTS BANKERS ASSOCIATION services are the most popular. This data is used to deliver customized content and advertising within the MASSACHUSETTS BANKERS ASSOCIATION to customers whose behavior indicates that they are interested in a particular subject area.

The MASSACHUSETTS BANKERS ASSOCIATION websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on the MASSACHUSETTS BANKERS ASSOCIATION or the site; (b) protect and defend the rights or property of the MASSACHUSETTS BANKERS ASSOCIATION; and, (c) act under exigent circumstances to protect the personal safety of users of the MASSACHUSETTS BANKERS ASSOCIATION, or the public.

Use of Cookies

The MASSACHUSETTS BANKERS ASSOCIATION websites use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize the MASSACHUSETTS BANKERS ASSOCIATION pages, or register with the MASSACHUSETTS BANKERS ASSOCIATION website or services, a cookie helps the MASSACHUSETTS BANKERS ASSOCIATION to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same the MASSACHUSETTS BANKERS ASSOCIATION website, the information you previously provided can be retrieved, so you can easily use the MASSACHUSETTS BANKERS ASSOCIATION features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies, if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the MASSACHUSETTS BANKERS ASSOCIATION services or websites you visit.

Security of your Personal Information

MASSACHUSETTS BANKERS ASSOCIATION secures your personal information from unauthorized access, use or disclosure. MASSACHUSETTS BANKERS ASSOCIATION secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Transport Layer Security (TLS) or Secure Socket Layer (SSL) protocol.

Changes to this Statement

The MASSACHUSETTS BANKERS ASSOCIATION will occasionally update this Statement of Privacy to reflect company and customer feedback. The MASSACHUSETTS BANKERS ASSOCIATION encourages you to periodically review this Statement to be informed of how the MASSACHUSETTS BANKERS ASSOCIATION is protecting your information.

Contact Information

The MASSACHUSETTS BANKERS ASSOCIATION welcomes your comments regarding this Statement of Privacy. If you believe that the MASSACHUSETTS BANKERS ASSOCIATION has not adhered to this Statement, please contact the MASSACHUSETTS BANKERS ASSOCIATION at ithelp@massbankers.org. We will use commercially reasonable efforts to promptly determine and remedy the problem.