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2025 Fundamentals of Commercial Lending
September 23, 2025 - September 25, 2025
Program Overview
Mass Bankers and New Horizons Financial Group present the 2025 Fundamentals of Commercial Lending program. This 3-day workshop covers the fundamentals of credit analysis including a review of the basics of determining creditworthiness, how to review and analyze financial statements, and common tools used to analyze borrowers. Participants will have the opportunity to review case studies of common lending situations and practice calculations and analyzing financial statement.
What You Will Learn
- Framework of credit analysis,
- Credit analysis tools,
- Accounting for business operations,
- Component, ratio, and cash flow analysis,
- Reading financial statements & tax returns,
- Commercial loan structure,
- And more
Dates & Times
September 23
8:30 AM Registration l 9:00 AM Program Start l 4:00 PM Day Ends
September 24-25
8:00AM Registration | 8:30AM Program Start | 4:00PM Program Concludes
Who Should Attend?
New Credit Analysts, New Commercial Lenders, New Commercial Lending staff, and any Accounting/Finance staff seeking a refresher on credit analysis
Questions? Check out our FAQs or contact registrations@massbankers.org
Agenda
Speakers
| Name | Organization | Speaking At |
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John Barrickman
<p>John R. Barrickman has extensive experience teaching and lecturing on economics, credit analysis and commercial lending. He is the author of the Commercial Lending Curriculum used in the week-long New England School of Commercial Lending, a contributing author to the RMA Journal and co-author of books on commercial lending, loan pricing and customer profitability analysis. Mr. Barrickman is president of New Horizons Financial Group in Amelia Island, Florida.</p>
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New Horizons Financial Group | - |