WHO SHOULD ATTEND? 

This interactive session will benefit anyone in the institution who needs to know the many rules that apply to transactions with insiders and affiliates, including compliance professionals, auditors, senior management, directors, holding company officers, and loan officers who may run across these types of transactions and need to know the rules.

WHAT YOU WILL LEARN 

• Reg O: Who are the bank’s insiders? Detailed definitions

• Handling the holding company and affiliate insiders

• What is an “extension of credit” covered by Reg O?

• “General” restrictions that apply to all insiders

• More specific restrictions that apply to a smaller group of insiders

• Recordkeeping and recommendations

• Reg W: Who are the bank’s affiliates? Who is not?

• What is a “covered transaction”?

• Attribution and combination rules

• Limitations on these types of transactions

• Collateral restrictions

• Prohibitions against low-quality assets

• The “arms-length” rule