WHO SHOULD ATTEND? 

Community institution employees in non-lending roles, and employees in larger organizations in roles such as lending assistants, loan processors, loan operations personnel, new credit analysts, loan review personnel, internal audit, and compliance specialists will benefit from this session.

WHAT YOU WILL LEARN 

• Overview of the key steps in the commercial and business lending process

• Role of loan policy and typical content areas

• Types of financial analyses conducted

• Four keys to loan structuring, including the types of commercial loan facilities frequently used and terminology

• Loans as defined by financing length or term (loans, lines of credit, etc.)

• Loans as defined by collateral (secured or unsecured)

• Loans as defined by third-party support (guaranteed or non-recourse)

• Overview of how institutions establish a risk rating for commercial and business loans

• Importance of ongoing loan monitoring after the loan is closed