WHO SHOULD ATTEND? 

This session is ideal for senior loan officers, senior credit officers, commercial loan officers, branch managers, credit analysts, loan review personnel, and consumer loan officers.

WHAT YOU WILL LEARN 

• Obtain a good understanding of how to convert an accrual basis financial statement into cash flow

• Know how to interpret and explain cash flow analysis to determine the debt repayment capability of the entity

• Know the types of companies prone to utilize cash basis financial statements and why

• Be able to compare various methods to calculate cash flow including the Uniform Cash Analysis (UCA) Method, EBITDA, and Traditional Methodologies, and their advantages/disadvantages

• Know the rules of cash flow required to perform the conversion from accrual to cash

• Be exposed to the Fast Cash Analysis method which can get you to the same results in less time

• Know the questions to ask and the additional information required when a cash basis financial statement is received