WHO SHOULD ATTEND? 

Anyone even remotely involved in answering IRA questions would greatly benefit from this two-hour session, including the frontline CSRs and tellers, the call center, the IRA operations department, as well and any trust or investment officers who handle IRAs.

WHAT YOU WILL LEARN 

• What are the Cost of Living Adjustments to IRAs for the 2025 tax year?

• What are the three categories of beneficiaries for payout options?

• Which beneficiaries must begin Single Life Death distributions beginning in 2025 and how do we calculate them?

• What are the changes to spouse beneficiary RMD calculations?

• What happens when a customer is in RMD and wishes to do an “IRA Rollover?”

• Which required notices must be sent to customers in January each year?

• What is a Roth SEP and a Roth SIMPLE and should we be offering them to our customer base?